Well, at the beginning obviously. You’ve already read about us finding and purchasing the cottage so I’ll begin with our first visit, which resulted in the video guided tour. (see the video here) The sale of the cottage completed on the 6th February. We decided to make a flying visit to Whitby to pick up […]

Yaaay! Finally picked up the keys, a good 18 months after viewing said cottage. It’s still as beautiful as when we first discovered it in August 2010. Now, please bear with me whilst I thank folk who have made our dream come true (our  experience may help you achieve your dream too) Many thanks to […]

Getting something off the GOALS list and in to realality. Taking the chance to tick something of the list when the opportunity comes up. Buying a Holiday home / property for a holiday letting business.

Or how we became initially accidental Landlords Nearly 17 years ago I moved in with my other half. We had another child and though we had three bedrooms the house was a little top heavy, so with two young children and a dog, living space was in short supply. My mum was living across the […]

Finding a Buy to Let mortgage in a difficult market.

I like to work on figures so I’ve created a spreadsheet to model the business

Searching for and then comparing buy to let mortgage deals is a hell of a lot harder than it used to be. Although the availability of residential mortgage products has increased, lenders are avoiding Buy to Lets. Little competition in the market has lead to the lenders devising even more devious way of disguising how expensive they are. […]